Financial industry veteran Ian Jenkins joins Libra Association


Financial industry veteran Ian Jenkins joins Libra Association

The Libra Association, the organisation developing Facebook's cryptocurrency project, continues to hoover up top talent from the traditional financial services space, hiring former HSBC man Ian Jenkins as chief financial officer and CRO.
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Facebook Has Work Cut Out for Them With Libra, Blockchain Capital’s Bogart Says

Oct.01 — Spencer Bogart, Blockchain Capital general partner, discusses the outlook for Facebook Inc.’s crypto plans with Bloomberg’s Taylor Riggs on “Bloomberg Technology.”

Libra: Balancing Risks & Opportunities

Facebook has revealed plans for its ambitious new digital currency, Libra, to launch in the first half of 2020. Libra, operating on a version of blockchain, hopes to become a widely adopted payment method, supported by Facebook’s 2.4 bn users and a coalition of global corporations including Uber, Visa, and Spotify.

Libra’s scale and potential to disrupt financial services markets pose a myriad of challenges. While Libra could bring about economic benefits, especially to those with limited access to traditional financial services, regulators worldwide are concerned with how to ensure Libra meets the highest standards to prevent money-laundering, tax evasion, or hacking. Join our expert discussion to learn more about these emerging challenges.

Join us on Thursday, July 11, 2019 at 9:00 a.m. at the Atlantic Council headquarters (1030 15th Street, NW, 12th Floor, Washington, DC 20005) for what promises to be a timely and informative discussion. This event is on-the-record and open to the media.

ShipJeannie CEO Josh Felix inviting all North American eCommerce sellers to contact us.

Shipjeannie is so happy to help you out with any potential client needs. So, if you’re anywhere in North America or USA; please contact us. We want to help make sure that your experience with our company is nothing but the best! Just give us a call and we’ll get things set up!

Libra says it’s just 3 steps away from launching its currency in 2020

“We realize there’s a number of hurdles left to be overcome and crossed,” says Dante Disparte, head of policy and communications at Libra Association. Disparte outlines the three main priorities for the digital currency project to take off in 2020. Regulation is just the first one.

Klarna joins $100 million round in German B2B BNPL firm Billie


Klarna joins $100 million round in German B2B BNPL firm Billie

Business-oriented buy now, pay later outfit Billie has picked up $100 million in a funding round that included participation from Dawn Capital, Klarna and Tencent.

Billie – NOAH19 Berlin

FinTech & InsurTech: Company presentation by Matthias Knecht, Billie at the NOAH Conference Berlin 2019, 13-14 June – STATION.

NOAH Conference is Europe’s premier networking conference for the digital ecosystem where senior industry executives, world-class investors and rising startups gather to discuss market trends, form business partnerships and explore the latest innovations.

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ALDI entschlüsselt: Was steckt hinter Deutschlands Discounter Nr. 1? | Galileo | ProSieben

Der Lebensmittelkonzern Aldi ist der umsatzstärkste Discounter Deutschlands. Doch mittlerweile ist die Konkurrenz riesengroß. Um weiterhin die Massen in die Filialen zu locken, verändert sich der Konzern ständig, was jedoch auch zu Kritik führt.

#Galileo #aldi
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Galileo ist die #ProSieben Wissenssendung mit Aiman Abdallah, Stefan Gödde und Funda Vanroy. Täglich um 19.05 Uhr kannst Du auf ProSieben die Welt kennen und verstehen lernen.

Galileo nimmt Dich mit auf eine spannende Reise durch das Wissensuniversum:

wir treffen Menschen mit inspirierenden Ideen, erzählen faszinierende Geschichten über andere Kulturen, zeigen Natur- und Internetphänomene und beantworten die Fragen, die uns jeden Tag beschäftigen.

Unsere Reporter Harro Füllgrabe, Claire Oelkers, Vincent Dehler, Matthias Fiedler, Maike Greine, Christoph Karrasch, Martin Dunkelmann und Jan Stremmel gehen den Dingen auf den Grund – und zwar mit vollem Körpereinsatz!

Wir erklären, was die Welt gerade wirklich bewegt – auf unsere ganz eigene Galileo Art!


Buy Now, Pay Later Startup Klarna Valued at $45.6 Billion

Jun.11 — Klarna Bank AB co-founder and CEO Sebastian Siemiatkowski discusses the company’s latest funding round led by SoftBank Group, giving the Swedish fintech startup a valuation of $45.6 billion. He shares more details about the rapid growth of the ‘buy now, pay later’ trend in e-commerce and says Klarna has no plans to go public yet in the near future. Siemiatkowski also says he’s worried about the way cryptocurrency is being advertised and the financial risks for people who don’t truly understand the digital asset. He speaks with Emily Chang on “Bloomberg Technology.”

How to Use Klarna (2022) – Klarna Tutorial – Online and In-Store

Klarna is a buy now pay later app supporting thousands of stores in over 8 countries. How to use Klarna?

The video covers the Klarna tutorial by making a purchase online and showing to use the app in-store.

0:00 Intro and app features
1:09 Shopping online
4:12 Shopping in-store
5:20 Video End

The above significant sections will help you get the most out of the Klarna tutorial video.

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Thanks for the video. I hope it helped you understand how Klarna works. Feel free to share your thoughts in the comments and like the video if it helps.

Klarna acquires price comparison site PriceRunner


Klarna acquires price comparison site PriceRunner

Klarna is continuing its acquisition spree with the buy out of Nordic price comparison service PriceRunner.

How Will Klarna Replace the World’s Credit Cards

Sebastian Siemiatkowski (CEO and Co-founder of Klarna) with CNBC International Technology Correspondent Arjun Kharpal at Slush 2016.

Slush 2017 will take place in Helsinki, Finland on November 30–December 1!

Slush 2016 in pictures:


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In 2016, Slush brought together 17,500 attendees, including 2,336 startups, 1,146 investors and 610 journalists from 124 countries. People from more than half of the world’s countries traveled to the cold and dark Helsinki, with the ambition of taking their business to the next level.

Slush is a non-profit event organized by a community of entrepreneurs, investors, students and festival organizers. Although Slush has grown from a 300-person event to become one of the leading events of its kind in the world, the philosophy behind it has remained the same: to help the next generation of great, world-conquering companies forward.

PriceRunner has filed a lawsuit against Google for 2.1 billion euros | Stockholm | NewsRme

PriceRunner, a Swedish pricing comparison site, said on Monday that it is suing Alphabet-owned Google for roughly 2.1 billion euros ($2.40 billion), making it the latest company to sue Google for allegedly manipulating search results.

Google lost its appeal in November against a 2.42-billion-euro punishment it got in 2017 after it was deemed that utilizing its own price comparison shopping tool gave it an unfair advantage over smaller European competitors.
In an interview with Reuters, PriceRunner CEO Mikael Lindahl said, “They are still exploiting the market to a very high amount and haven’t altered virtually anything.”

PriceRunner, which is being acquired by fintech Klarna, said it launched a case in Sweden to force Google to compensate it for profits lost in the UK since 2008, as well as Sweden and Denmark since 2013.
A request for comment from Google was not immediately returned. PriceRunner, according to Lindahl, is prepared to battle for many years, has secured tens of millions of euros in external funding, and has contingencies in place if it loses.

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CFPB to regulate buy now, pay later companies like Affirm, Klarna

#CFPB #Klarna #yahoofinance
Yahoo Finance Live anchors Julie Hyman, Brad Smith and Brian Sozzi discuss the U.S. Consumer Financial Protection Bureau’s plans to regulate buy now, pay later companies like Affirm and Klarna.
Don’t Miss: Valley of Hype: The Culture That Built Elizabeth Holmes

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Thank you so much for watching if you have any other questions and concerns to Klarna please drop them in the common box with “Klarna’s question:” And I will make sure to answer every last one of them I know I talk very fast it might not be clear I do apologize this was a real rant love you all continue to watch the constant stay subscribed and hit that notification bell ������

Klarna CEO accused of being "tone deaf" after posting list of laid off employees


Klarna CEO accused of being "tone deaf" after posting list of laid off employees

Klarna CEO Sebastian Siemiatkowski has posted a list of people recently offered severance by the company on LinkedIn, describing the document as a "goldmine" for recruiters.

Analysis What Roles are Being Laid Off in 2022 | Layoffs in Tech Trends

What jobs are being laid off the most in 2022? I’ve analyzed data from and have found some patterns and trends on what professions have been laid off the most in the tech industry. Full breakdown is in the comments!

11 warning signs that layoffs are coming:

Prepare yourself for layoffs:

Time stamps:
00:00 – Intro
00:36 – Data + disclaimer
01:47 – Findings
04:35 – The truth behind this data
05:16 – What does it mean for your career?

Let me know if you have any ideas/comments! ✨��‍��

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CEO posts photo of himself crying after layoffs

Braden Wallace, who runs the marketing agency Hypersocial, posted a selfie on LinkedIn of himself crying after announcing layoffs at his company.

David Lazarus reports for the KTLA 5 Morning News at 11 a.m. on Aug. 11, 2022.

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Layoffs, Funding Crunch, Shutdowns: Is Great Indian Startup Party Over? | Moneycontrol Masterclass

Startups have resorted to layoffs, shutting down non-core verticals, rationalising marketing and advertising spends and have gone on a hiring freeze, as they enter a bleak period, after a blockbuster funding party that lasted for nearly two years. What does the near term hold for startups? Is rationality coming back to the ecosystem? Is the focus back on profits from growth at all costs? Find out with an ace panel of experts consisting Sanjeev Bikhchandani, Founder, InfoEdge, Ashwini Asokan, founder & CEO, MadStreetDen, Anand Lunia, Founding Partner, India Quotient , VT Bharadwaj, General Partner, A91 Partners and K Ganesh, promoter of BigBasket, Portea Medical. Join us live and ask your questions on Moneycontrol Masterclass at 6PM on June 02.
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A class action lawsuit has been filed against Fender Guitars claiming they overcharged millions of guitarists over the course of several years… AND, Fender has laid off hundreds of employees. What’s going on? Is the guitar market crashing? Let’s figure it out.

Layoff article:

Lawsuit article:

Dylan Talks Tone broke the layoff news:

Fender’s guitar shortages from last year:

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Harrods looks for Christmas BNPL boost


Harrods looks for Christmas BNPL boost

Luxury retailer Harrods is to offer buy now, pay later services to its less well-heeled clientele through a partnership with Klarna.

London Harrods Christmas Lights & Windows ‘Dior Gingerbread House’ + Harvey Nichols, Knightsbridge

Walking London at Christmas in Knightsbridge from Harvey Nichols department store, with its Christmas lights and windows filled with sparkle, mirrors and metallics, to Harrods department store on Brompton Road, which this year sees Harrods’ largest brand takeover to date as its Christmas windows are transformed into ‘The Fabulous World of Dior’, a gingerbread house extravaganza featuring gingerbread Dior items to celebrate 70 years of the Dior store at Harrods.

Sights seen include: Nichols department store festive windows, Burberry clothing shop, new Knightsbridge Station entrance, Apple Brompton Road store, Tommy Hilfiger fashion accessories shop, Harrods department store with Christian Dior illuminated gingerbread facade (featuring a ship, stars and flowers), EL &N Cafe, Cicchetti Italian restaurant, Dior Cafe, Harry’s Dolce Vita, and the Christian Dior illuminated gingerbread entrance on Hans Crescent.

Recorded – November 2022, weekday evening
Weather Conditions & Temperature – dry, 10°C/50°F

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ROUTE MAP – 0.7 miles/1.1 km walked

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#London #LondonWalk #WatchedWalker #Harrods #ChristmasWalk

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#christmas ���� Harrods CHRISTMAS Decorations 2022 ! Explore the Harrods 2022 Christmas Shop! #london

#christmas ���� Harrods CHRISTMAS Decorations 2022 ! Explore the Harrods 2022 Christmas Shop! #london
Is London a good place to visit during Christmas? Yes? it is !!!
This is the quietest day of the year in London, take the opportunity to walk through the city centre and see the Christmas lights and windows display. There’s something special about being in London at Christmas time but Christmas day itself in the city is a unique experience. Today I invite you for Christmas shopping in famous shop Harrods !

On LM.LONDON you can found more videos about Christmas in London !

*** ENJOY ***

#harrods #harrodslondon #christmasinlondon #harrodslondon #christmas #christmasinharrods #harrodschristmas2022 #christmasinlondon #london #harrodslondonchristmas2022 #christmasinlondon2022 #london2022 #christmasdecor2022 #harrodschristmasshop2022 #londonchristmas2022 #christmasdexorations2022

ALDI * AD PREVIEW 12/4/2022 – 12/10/2022

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Come for a walk to Harrods London and see the beautiful Christmas lights in 2022.
Join me as we go inside iconic store and view the Christmas department.
All Christian Dior sponsored themed this year.
Harrods is probably the most famous store in London.
It has all the big designer brands and its decorations this year are truly amazing!
Filmed at night to show the dazzling store in all its glory.
Please hit that like button and subscribe to the channel to see more great London walks.

Klarna plans to rival Big Tech with PriceRunner acquisition


Klarna plans to rival Big Tech with PriceRunner acquisition

Klarna plans to take on Amazon, Google and Facebook as a viable alternative market for online merchants following the completion of its $1 billion deal to acquire comparison shopping service PriceRunner

How Klarna went from being BNPL solution to challenging retail banks

Klarna launching its own bank accounts in Germany is a big challenge for challenger banks! Watch today’s episode of ‘All about Payments’ to see @marek’s breakdown of the news ��️ ��

�� In this breakdown we cover��
↳ Klarna’s announcement to launch bank accounts in Germany
↳The benefits Klarna offers to its bank account users
↳ The digital banking landscape in Germany
↳ Financial budgeting apps
↳ Our take on how this impacts other challenger banks
Do you think the entrance of Klarna will obstruct the growth of other challenger banks? *Comment your thoughts��️��*
#klarna #fintech #bnpl

Title: How Klarna went from being BNPL solution to challenging retail banks

Buy now, pay later pioneer Klarna is launching its own banking accounts in Germany. Klarna was already a bank as the holder of a Swedish banking license, but without fully playing the “Bank” role in Europe. This is a remarkable step and certainly a big challenge for challenger banks! Last week, an impressive 72% of you decided that we should cover this exciting announcement, and here we are!

But before we start, if you are interested in following the latest news in fintech, make sure to check out our new Fintech Magazine. Let’s continue!

Good morning everyone,

The pandemic and the shift to a digital environment have created a perfect ground for digital innovation as we have seen a number of startups flourish in 2020. Particularly, challenger banks have been the subject of many success stories.

Klarna is now entering the challenger banks landscape also through the launch of consumer bank accounts in Germany. The feature will essentially allow Klarna users to have further control over their finances. The announcement has been well received by the public as many expressed they would switch from their current bank account as soon as it is possible.

Title screen; What will Klarna offer with its banking service and what makes it special?

A Klarna bank account will come with a Visa debit card which can also be connected to both Google Pay and Apple Pay. The initial offering will exclusively be made available to a limited number of Klarna’s most loyal consumers as a beta test before gradually offering it to all Klarna users in Germany over the next few months.

With the launch Klarna promises to offer:
A Klarna bank card which is free of charge and allows the customer to instantly make the decision whether they want to pay now, later or through installments.
This card will be able to be accepted in both physical and online stores who accept VISA payments.
Smart Budgeting and spending categories. So essentially, many features similar to what neobanks offer.
This news is exciting not only because Klarna is already a well established & highly popular payment solution, but also because they are directly competing with German retail banks who have only recently started implementing modern digital banking services. We also can’t help but wonder how Klarna’s move will affect the currently leading challenger banks.

Title screen: But how does Klarna’s bank app differ from any other budgeting app?
A bank account with Klarna allows the customer to keep track, manage and predict their spendings. While these functions are provided by many budgeting apps, the biggest difference remains that with a typical budgeting app, the user often has to manually enter their transactions.
A unique feature by Klarna is the Item level detail and visibility of individual prices of the purchased items. Something that other banks cannot give because they are not integrated at the checkout and only get the aggregate value of the purchase, merchant account and time of purchase. Bottomline, Klarna is an APM, checkout-solution and now pretty much also an omnichannel retail bank.
Title screen: The main takeaway
What is particularly interesting is that we are seeing a trend where major BNPL solution providers are going beyond lending through providing deposit products also. AfterPay too announced launching more financial services in 2020. It looks like the initial offering of BNPL solutions for eCommerce was just an entry product to establish a footprint. With the Klarna card, consumers will now be able to also carry out POS transactions, through Card Present or Card Not Present payments with their phone via debit, credit or installments.
It looks like Klarna is heading towards creating their own financial super-apps like Google is trying to do.
Would you be willing to switch from your current bank account to Klarna or do you think that the benefits are not worth the switch? Share your thoughts in the comments

Thanks all for watching see you again next week cheers goodbye. &r=US &IR=T

Give One at Klarna: Towards a more sustainable future

Klarna continues to grow globally. We are now present in 20 markets, reaching over 100M consumers and partnering with 250K+ retail partners. This scale enables us to significantly contribute to a more sustainable future and be a force for good in society and our planet. We do this with no judgment. Rather we strive to play a significant role in providing consumers information they seek. The commitments we made to date are the building blocks to the journey of driving positive change in the next few years.

With this post, we want to inform you about our achievements from last year up until today.

Our key achievements:
��We launched Give One which is our promise to donate 1% of all funding rounds to help combat climate change and the loss of biodiversity, and we want our consumers and retail partners to join our efforts.
��We make annual financial contributions to high-impact climate projects through our Climate Transformation Fund. In 2021, we invested more than $1.05m in 11 projects that catalyze carbon removal, decarbonization and climate advocacy and portrayed the projects in our climate report.
��We launched a CO2 emissions tracker for our 90 million consumers to track their emissions based on their shopping through Klarna. Consumers can then donate to a Carbon Transformation Fund to take action on those emissions.
��We launched Sustainable Collections in collaboration with Good On You, the world’s leading sustainability rating platform for fashion brands and provided consumers with curated access to environmentally and ethically friendly brands.
��We provide consumers with tips on how to build a more sustainable wardrobe and how to shop and sell pre-owned fashion.
Special thanks to our partners Milkywire and Doconomy!
Read more here

Klarna CEO on Buy Now, Pay Later & Russia-Ukraine War

Klarna Chief Executive Officer Sebastian Siemiatkowski discusses fintech, buy now, pay later and the Russia-Ukraine war on “Bloomberg Surveillance: Early Edition.”

The Truth About Using Klarna | Is It Worth it? |

#squintv #klarna #payment

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Klarna reaches dream milestone of 150 million active customers


Klarna reaches dream milestone of 150 million active customers

To celebrate reaching 150 million active users, BNPL giant Klarna has launched 'Dream Deal Days', a three-day event offering consumers exclusive deals and product drops with some of the world’s biggest retail brands.

Klarna Payment gateway module for perfex

Perfex payment gateway module – Klarna Payment Gateway

Flexible payments everywhere
We partner with retailers all over the world to make it easy to pay how you like. Or, you can use our app and enjoy flexible payment options anywhere online.

Rich and Rich Homeopportunities L.L.C. Shoe and Purseline

We had our first Mayfair Mall Grand Opening weekend in Wauwautosa, WI and will be there every weekend until end of store hours at 6 pm on Dec 18th, 2022.  Shop at

Rich and Rich Homeopportunities L.L.C. is a digital affiliate marketing and advertising company.  We network with other brands and small businesses to find unique products for our customers.  The company is owned by Desiree Sims, an African American woman veteran CEO.  Our mission is to continue to network with other small businesses in our community, nationally, and globally.  We also want to bring products to our veterans
 through vendorship partnerships with the community Veteran’s Administration.  We are accredited by the Wisconsin Better Business Bureau.

The business was started by Desiree Sims, who also serves as the current CEO. Desiree Sims is a masters prepared nurse with 20 years of education and leadership accomplishments. She is also ANCC board certified Psychiatric Mental Health Nurse Practitioner (PMHNP-BC) 

Rich and Rich Homeopportunities L.L.C have a grand opening. The internet marketing business is preparing for its Black Friday Sale on Nov 26th from 7 pm to 10 pm at their new business location at 790 N Milwaukee St. Suite 317, Milwaukee, WI, 53213. According to the company spokesperson, they will be making products available at their brick-and-mortar shop from their drop-shipping department of Rich and Rich Homeopportunities L.L.C and will also have onsite product promotions, Botox from networking, and much more as we continue to expand.

We also have eBay listings for our purses

Check out Rich and Rich Entrepreneurs on eBay! &mkevt=1 &mkrid=711-127632-2357-0 &ssspo=UAwtBSwCSuu &sssrc=3418065 &ssuid=UAwtBSwCSuu &widget_ver=artemis &media=EMAIL 

We have our ETSY store richandrichbiz

Desiree Sims-CEO Rich and Rich Homeopportunities L.L.C.

Work: 414-465-2513

BEST PLACES TO RENT A HOME IN 2022#sanfrancisco#austintx #nc #spokanewashington#nashville#rentals

BEST PLACES TO RENT A HOME IN 2022 #sanfrancisco #austintx #northcarolina #spokanewashington #nashville #rentals
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In-Store Customer Journey

Looking to add Klarna to your brick and mortar locations? See how easy it is for consumers to Buy Now and Pay Later in store with Klarna In-Store.

Klarna weighs new funding round


Klarna weighs new funding round

Klarna is weighing plans to raise new money in a funding round that could potentially fetch a $50bn-$60bn valuation.

Afterpay vs Klarna: Which is the Best eCommerce Payment Solution for Businesses? – BNPL + Payments

Hi! In today’s video, we are going to talk about how two of the biggest Buy Now Pay Later (BNPL) eCommerce payment solutions, Afterpay and Klarna, can help your business to significantly increase sales. First, we are going to start with a brief overview of each of these companies and show you some fantastic results they have delivered for the businesses that have implemented them. Then, we will break down some of the key differences between them, and how they could affect your decision over which one to choose. Finally, we have 3 pieces of bonus content which will help you to massively reduce the time it will take you to select the best BNPL payment solutions for your company. Let’s get started!

[0:00] – Intro
[0:40] – Overview and Results
[3:21] – Difference 1
[4:10] – Difference 2
[6:20] – Difference 3
[8:02] – Difference 4
[9:29] – Difference 5
[11:16] – Difference 6
[12:20] – Summary
[15:01] – Bonus 1
[15:38] – Bonus 2
[16:12] – Bonus 3
[18:22] – Next Steps

– Get in touch:
– The Payments Show Podcast –

– Report by Afterpay: The Economic Impact of Buy Now, Pay Later in the US –
– Episode 23 with Gulnaz Khusainova, Easysize –
– Episode 29 with Brad Paterson, Splitit –

– ‘Bonus’ – Photo by Customerbox on Unsplash
– ‘High Street Shopping’ – Photo by Markus Winkler on Unsplash
– Other images – Canva Pro and Pexels

The travel over shopping trend is starting to reverse, says Klarna CEO

Sebastian Siemiatkowski, Klarna CEO, joins ‘TechCheck’ to discuss trends he is seeing this holiday season, how the company’s credit-worthiness is changing and how consumer spending demand has shifted. For access to live and exclusive video from CNBC subscribe to CNBC PRO:

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Klarna Valued At $10.65B After $650M Funding Round

Private equity firm Silver Lake is leading a group in a $650 million investment in buy now, pay later (BNPL) provider Klarna, according to a press release.

Sweden-based Klarna, which provides the ability to pay for consumer goods with installments at a number of retailers, has seen a boost during the pandemic.

Buy now, pay later model’s been better than traditional credit cards in downturns: Klarna CEO

Sebastian Siemiatkowski, Klarna co-founder and CEO, joins ‘TechCheck’ to discuss what gets Klarna to a higher valuation, whether the company is profitable in the U.S. and if the company’s business model is changing. For access to live and exclusive video from CNBC subscribe to CNBC PRO: 

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Freetrade to cut up to 15% of staff


Freetrade to cut up to 15% of staff

During an internal "All Hands" meeting on Thursday the 9th of June, the challenger stockbroking app, Freetrade, announced that it would be implementing redundancies for up to 15% of its staff.

The West Wing- What time is it in Japan….?

The West Wing Season 2 Episode 15. Senior staff trying to work out when the President will be back from his trip to Japan

How much can you REALLY make using $0.15 Cent Transfers? How much to charge for TKO Transfers???

Do you know How much can you REALLY make using $0.15 Cent Transfers? Do you know how much to charge for TKO transfers for your business? This video will help you and put it all in perspective. You can really make a huge profit if priced right!

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Fair Trade: Does It Help Poor Workers?

Elizabeth, an Everyday Economics viewer, asks: “How does the purchase of fair-trade goods affect wages in developing countries?”

Great question! The “fair trade” movement has become popular as a proposed way to increase living standards in developing countries. In this video, we look at whether fair trade does just that.

For a good to be considered “fair trade” it must meet various requirements developed by a handful of fair trade organizations. In the developing world, who is better positioned to meet these fair trade requirements — large producers in wealthier countries or small producers in poorer countries? To answer this question, we take a look at the the example of fair trade coffee produced in both Costa Rica and Ethiopia. How does fair trade affect wages and overall quality of life in those countries?

And, if fair trade isn’t the best way to improve living standards in developing countries, how else can we maximize employment options and well-being for poor workers? This question is at the core of an entire branch of economics — Development Economics. To learn more, check out MRU’s Development Economics course.

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Top 10 Stocks To BUY NOW (High Growth Stocks)

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In this video I’ll go through the top 10 largest stock positions in my portfolio. These high growth tech stocks are my highest conviction stock picks for 2022 going into 2023.

My stock portfolio going into December 2022 is composed mainly of high growth cloud stocks, though there are some other interesting companies in there. Each of these companies has the potential to 10X in size over the next several years, and I would not be surprised if at least a few of them do so. My full list of positions is: Datadog (DDOG), Cloudflare (NET), Snowflake (SNOW), (BILL), Upstart (UPST), ZoomInfo (ZI), Crowdstrike (CRWD), SoFi (SOFI), ZScaler (ZS), and Sentinel One (S). These stocks are not allocated evenly, and I have wildly different convictions for each one.

The goal of this video is to talk about different companies I am interested in and hopefully get your thoughts too. I think it is difficult but possible to outperform the overall stock market as an individual investor. You should not try to copy my portfolio, because I make changes to it often and quickly if my thesis changes around one of the stocks.

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I am not a financial or investment advisor. Everything in this video is for entertainment purposes only. Links above include affiliate commission or referrals, and I receive compensation from partnering websites. The video is accurate as of the posting date but may not be accurate in the future.

Klarna launches physical BNPL card in the UK


Klarna launches physical BNPL card in the UK

Klarna is releasing a physical card in the UK, giving shoppers the opportunity to buy now, pay later in bricks and mortar stores.

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Klarna CEO on UK regulation of “buy now, pay later”

Klarna CEO Sebastian Siemiatkowski talks the “buy now, pay later” model in the midst of inflation and regulation.

Klarna Customers Can Now Use BNPL For Gasoline

In the latest edition of the Omni Talk Fast Five, sponsored by Microsoft, The Alvarez & Marsal Consumer & Retail Group, Takeoff, and Sezzle, Anne Mezzenga and Chris Walton talk about: Klarna Customers Can Now Use BNPL For Gasoline

For the full podcast head here:

Is Buy Now, Pay Later A Good Idea For Consumers?

Consumers have flocked to “buy now, pay later” businesses in recent years as a way to make big purchases more manageable. In fact, these new services have become big competition for traditional store credit cards. Their rapid growth is raising questions about the benefits and risks for consumers, as well as the lack of regulation.

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Is Buy Now, Pay Later A Good Idea For Consumers?